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Terms of Use

Effective date: 1 January 2026  ·  Sultanate of Oman

1. Acceptance

By using this tool you agree to these Terms of Use in full. If you do not agree, do not use this tool.

2. Nature of the Tool

The CBO Gap Evaluator is an independent open-source self-assessment tool. It is designed to help organisations understand their readiness against CBO regulatory frameworks. It does not constitute legal advice, regulatory advice, audit opinion, or a certification of compliance.

3. No Affiliation with CBO

This tool has no affiliation with, is not endorsed by, and is not approved by the Central Bank of Oman, the Government of the Sultanate of Oman, or any regulatory authority. Use of CBO framework references is for educational and self-assessment purposes only.

4. Limitation of Liability

To the fullest extent permitted by Omani law, Dawood Al Nasseri shall not be liable for any direct, indirect, incidental, or consequential loss arising from use of or reliance upon this tool, including but not limited to regulatory penalties, audit findings, or business losses.

5. No Warranty

This tool is provided "as is" without warranty of any kind. The author makes no warranty that the tool is complete, accurate, current, or fit for any particular regulatory purpose.

6. User Responsibility

• Users are solely responsible for validating results with qualified professionals
• Users must not submit tool outputs to CBO as evidence of compliance without independent verification
• Users are responsible for keeping their assessment data secure

7. Intellectual Property

This tool is © 2026 Dawood Al Nasseri. It is released as open-source with attribution required. CBO framework content remains the intellectual property of the Central Bank of Oman.

8. Governing Law

These Terms are governed by the laws of the Sultanate of Oman. Any disputes shall be subject to the exclusive jurisdiction of the courts of the Sultanate of Oman.

9. Contact

Dawood Al Nasseri  ·  +968 79260013

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Privacy Notice

Effective date: 1 January 2026  ·  Compliant with Oman PDPL (Royal Decree 6/2022)

1. Data Controller

Dawood Al Nasseri, Sultanate of Oman. Contact: +968 79260013

2. What Data We Collect

This tool collects no personal data on any server. All data you enter (organisation name, assessor name, scores, evidence notes) is stored exclusively in your browser's localStorage on your own device.

3. Data Storage

• All data stays on your device - nothing is transmitted externally
• Data persists in your browser until you clear browser storage or use the Reset function
• No cookies, no tracking, no analytics are used in this tool

4. Data You Export

When you export an Excel report, the file is generated entirely in your browser and saved directly to your device. No copy is sent to any server.

5. Third-Party Services

This tool loads fonts from Google Fonts and the SheetJS library from cdnjs.cloudflare.com. These are standard CDN requests and do not transmit your assessment data.

6. Your Rights (PDPL)

• Right to access - your data is in your browser localStorage
• Right to deletion - clear your browser localStorage or use Reset
• Right to portability - use the Export Excel function

7. Contact

For privacy queries: Dawood Al Nasseri  ·  +968 79260013

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Framework Attribution

Sultanate of Oman - Central Bank of Oman Regulatory Frameworks

BM 1194 - Cyber Security & Resilience Framework

The 92 controls and 6 domain structure in the BM 1194 tab are sourced from the Central Bank of Oman's Cyber Security and Resilience Framework (BM 1194). All regulatory requirements, domain definitions, and control references remain the intellectual property of the Central Bank of Oman.

BM 1185 - Cloud Services Assessment Framework

The 56 controls and 10 domain structure in the BM 1185 tab are sourced from the Central Bank of Oman's Cloud Services Assessment Framework (BM 1185). All regulatory requirements, domain definitions, and control references remain the intellectual property of the Central Bank of Oman.

This Tool

The self-assessment interface, scoring engine, dashboard, grading system, and Excel export are original work by Dawood Al Nasseri and are released as open-source software under a permissive licence requiring attribution.

Attribution Requirement

Any redistribution or publication of this tool must retain the following attribution: "CBO Gap Evaluator - Original tool by Dawood Al Nasseri (+968 79260013). Framework content sourced from Central Bank of Oman publications BM 1194 and BM 1185."